Venus :: essays research papers

The Planet Venus Introduction   Ã‚  Ã‚  Ã‚  Ã‚  The planet we know as Venus is the second planet from the Sun in our solar system. The Planet is also the brightest if we were looking at it from earth. According to a some information I have found it â€Å"is the third brightest celestial object in the sky (after the Sun and Moon)†¦[And] is also one of the few bodies in our Solar System that rotates east to west (retrograde) (http://www.geocities.com/CapeCanaveral/Hanger/9188/venu.html).† It takes Venus around two hundred and twenty-four days on Earth for it to complete one full rotation. This makes Venus the planet with the slowest rotation in our Solar System. Venus’s year is shorter than its day being only two hundred and twenty-five days on Earth. Venus is also the Planet that comes the closest to our planet Earth. Venus comes about twenty-five million miles or fifteen million kilometers from the Earth’s surface. â€Å"Venus has a thick atmosphere and extreme atmospheric pressure, 9 2 times the Earth’s pressure. The clouds are composed primarily of sulfur compounds, most notably sulfuric acid (Http://www.geocities.com/CapeCanaveral/Hanger/9188/venu.html).† The Surface   Ã‚  Ã‚  Ã‚  Ã‚  We gathered data from a satellite we sent to Venus showing us that Venus is a highly Volcanically active planet. With more and more satellite images being produced we see that the surface of the planet is changing. We have found that some Volcanoes that were on Venus some odd years ago have become dormant and new Volcanoes have been made, Thus proving the Plates under Venus’s surface are still moving and the planet is not dead; actually, it is very alive! Venus has many Mountains and Volcanoes on its surface. â€Å"There are also several board depressions: Atlanta Planitia, Guinevere Planitia, Lavinia Planitia. There two large highland areas: Istar Terra in the northern hemisphere (about the size of Australia) and Aphrodite Terra along the equator (about the size of South America). The interior of Ishtar consists mainly of a high plateau, Lakshmi Planum, which is surrounded by the highest mountains on Venus including the enormous Maxwell Montes (Http://sed s.lpl.arizona.edu/nineplanets/nineplanets/venus.html).† The Atmosphere   Ã‚  Ã‚  Ã‚  Ã‚  I copied the following chart to show the comparison of the atmosphere between Earth and Venus. (Davison E. Soper, Institute of Theoretical Science, University of Oregon, Eugene OR 97403 USA soper@bovine.uoregon.edu) Earth Venus N_2 0.79 3 O_2 0.20 < 0.002 Ar 0.01 small CO_2 0.0003 86 H_2O ~ 0.02 ~ 0.01 Total 1.00 90 -------------------------- H_2O 3 km 30 cm liquid + vapor Clouds (50 to 70 km above surface) H_2SO_4 (sulfuric acid). (http://zebu.uoregon.edu/~soper/Venus/atmosphere.html) Because of all the gasses in Venus’s atmosphere it has been named one of the most poisonous planets in our solar system.

iPhone. Apple

Drew Adams Intro to Art (FINE 1001 002) Learning to Look 02/07/2013 Source. iPhone. Apple. 2009 Formal Analysis The product that is advertised in this advertisement is the new iPhone. The composition of this advertisement is only a concept version of the iPhone. It is showing only the back of the iPhone, which gives a different perspective of the main product which makes viewers want to learn more. The color palette of this advertisement consists of mostly dark colors with the print being in white.There is bold print that says, â€Å"Touching is believing†, this statement is bold to show the slogan of the advertisement. The advertiser uses the contrast of the black and white colors to give emphasis to the slogan, which could be the focal point of the picture. The black color maybe gives the sense that the product has great innovation. The viewer can clearly see the Apple logo and knows that the product is made with good quality. InterpretationThis advertisement could be trying to show how different apple is than other companies in terms of being innovative. The product being shown is the iPhone, this is Apple’s most prized product on the market. There is text in the middle that is in white and it says, â€Å"Touching is believing†. A key feature is shown as a subtitle under the main slogan that states, â€Å"The new, faster iPhone now with 3G†. The image characterizes the company as superior to other companies. Evaluation The main goal of this advertisement is to get the viewer to buy the product.It surely does a good job of grabbing the attention of the viewer and making people curious about their product. The main audience of this advertisement seems to be anyone who enjoys technology or wants the â€Å"newest† and â€Å"superior† device. By the look of the advertisement it seems to do a good job at reaching the audience that they want to reach. What is impressive about this advertisement is that it is simple yet effe ctive in getting the point across and getting the viewer to be curious. Image of Advertisement

Accidents, Illness and Emergencies in the Early Years Setting

Describe the policies and procedures for dealing with accidents, injuries, illnesses and other emergencies that are in place within the school setting (P3). These policies and procedures of accident, injury, illness and other emergencies are in place within the school setting to govern working practices and provide quality and an agreed framework for action. The management within the school setting is responsible for creating the policies and for checking that they are being followed, and the staffs are responsible for implementing the policies.As all staff and parents must be aware of these policies, you will often find them on a notice board, or in the settings brochure. It is also important that new staff are informed of these policies and procedures during their induction.The school policy states, â€Å"†¦Our paramount importance is to regard the health and safety of all employees, pupils and other visitors to Windwhistle Primary School†¦Ã¢â‚¬  The following statement s, dealing with accidents, injuries, illnesses and other emergencies is issued in pursuance of the Health and Safety at Work Act. 1974 and the policy of the County Council.Accidents and Injuries Policy and Procedures†¢All accidents must be reported to the Head Teacher and entered into the accident book which is found in Health and Safety Rep's first aid folder.†¢Fatal or Major Injuries must be reported immediately by telephone to Health and Safety Office and also to the Chair of Governors. This must be followed up by the completion of an accident report form and sent to the Education Health and Safety Officer.†¢Dangerous Occurrences must also be reported immediately by telephone to Health and Safety Officer as above.First Aid – Dealing with Accidents, Injuries, Illnessess and Other Emergencies.The appointed person(s) by the head are qualified to administer first aid to casualties. The responsibilities of the appointed person(s) are: †¢To take charge in the situation where personal injury or illness has occurred and where further medical help is needed.†¢To ensure that the first aid boxes/cupboards are fully stocked with designated items only. In the case of serious injury (other emergency), responsibility of the appointed person ends when the patient is handed over to medical care or parent/guardian.The first aid boxes/cupboards in Windwhistle Primary School are located in: †¢The Main Office †¢The Staff Room †¢Class Year 4D †¢And Class Year 1J All outside class rooms hold basis first aid equipment. Notices giving details of whereabouts of first aid facilities will be displayed at appropriate sites.The Head Teacher will assume responsibilities of the appointed person in the absence of the appointed person. However, these instances should be very few and far between as planned cover should be achieved and only in the case of unplanned absence will this situation occur. All teaching staff act in loco parentis du ring the time that the school is open for children.All injuries, whether to staff, pupils or visitors, must be recorded via the school accident book or for more serious injuries, on the accident report forms. North Somerset's guidance for accident reporting should be followed at all times (covered later on). Any serious injuries or illness should be transported to hospital by ambulance as the patient's condition could worsen. Accidents or illnesses of this type should be reported by telephone or fax in the first instance to the Health and Safety Officer and then followed by a written report/investigation using appropriate North Somerset paperwork.No attempt to move an injured person should be made until a proper  examination and assessment has been completed. There is clear evidence that premature handling of the casualty has worsened injuries.Minor injuries and may be treated on a self-help basis or by any members of staff in loco parentis.THE CARE OF SICK CHILDREN (DEALING WITH ILLNESSESS)Windwhistle Primary School recognises its responsibility to promote a learning environment that is safe for all. In order to maintain a clean and healthy environment this policy provides guidance for staff and parents as to when children should or should not be in school if showing signs of illness. The health and wellbeing of all children is of paramount importance to enable them to be successful learners and to be the best that they can be.Guidance†¢Children should not be brought to school if they are displaying signs of illness. If parents do bring children to school and staff feel that they are unfit for school, parents / carers / emergency contact will be contacted and requested to come and collect their child and requested not to return their child to school until symptom free.†¢If a child is thought to be unwell while at school they will be seen by a qualified first aider as the condition of the child needs to be assessed. This should be done in a kind an d caring manner. The Head Teacher of should be informed of any sick children.†¢Should a child become ill whilst at school, a member of staff will contact the parent / carer / emergency contact. While awaiting the arrival of parents, the staff will ensure the comfort of the child in the school office, taking appropriate action, which would include seeking medical advice if necessary. If the child is in danger, the staff will seek medical advice immediately. Should a member of staff consider an illness / situation to warrant immediate medical attention, they will report to a First Aider and Head Teacher who will contact emergency services or take the child directly to Hospital and the parent / carer notified accordingly.†¢Staff will report any worries about a child's health to the parents / carers immediately. Parents are responsible for keeping the school informed about their child's health.†¢Children with infectious or contagious diseases will be excluded for certain periods. If staff suspect that a child has an infectious or contagious disease, they will request that parents / carers consult a doctor before returning the child to school and the school will seek advice from the Health Protection Agency.†¢We recommend that children do not attend school while suffering from one of the communicable diseases and they should be excluded for the minimum periods recommended by their Doctor. Although exposure of children to a communicable disease in itself is not sufficient reason to require their absence from school, any child who becomes a home contact of diphtheria, poliomyelitis, typhoid and paratyphoid fevers will be requested to remain absent from school for the recommended time. The school will take advice from the Health Protection Agency.†¢Coughs and colds do not normally require the child to be absent from school but this depends on the severity and how the child is able to cope with the school routine. A child who is, or who appears to be unwell may be asked to return home.†¢A child who has sickness or diarrhoea whilst at school should be collected immediately and kept absent from school for 48 hours following the last bout of sickness or diarrhoea.†¢Parents will always be contacted and informed if their child has a high temperature of 101F / 38C or above.†¢To prevent the spread of conjunctivitis, suspected cases will be reported immediately to parents who will be requested to take their child from school  to seek medical advice. When treatment commences, the child may return to school.†¢Chicken Pox – children need to be absent from school for a minimum of 5 days from the onset of the rash. After this time, if all spots have dried and scabbed over, the child can return to School. Parents / carers will also be contacted if their child develops a rash or suspected thrush. This will need to be checked by a Doctor whose advice should be followed.†¢If your child has not been his/he r normal self at home but is not showing signs of illness when brought to school, parents should mention this to staff and ensure that contact details are correct and that they are obtainable.†¢The school understands the needs of working parents and do not aim to exclude children from school unnecessarily. However the decision of school is final when requesting the exclusion of a child for illness or infection. Decisions will take into account the needs of the child and those of the other children and staff in school.OTHER EMERGENCIES – FIRE DRILLSFire and Emergency Procedures†¢Each week the alarm will be tested to ensure that it is effective. Points from different zones should be used to trigger the alarm to ensure that all break glass or other points are in working order. Details should be recorded in the Fire Log Book.†¢Fire drills must be carried out at least once per term to enable everyone to become familiar with the evacuation procedure. Details should b e recorded in the Fire Log Book.†¢In each room there should be a diagram showing exit and line up points.†¢The location explosive substances such as gas and paint should be known and the Senior Fire Officer informed upon arrival.†¢At present gas cylinders are stored in locked safety cages outside the classrooms†¢Temporary heaters are located in the storage area at the foot of the stairs.†¢Other highly flammable/explosive substances are not held on this site.†¢Fire exits and fire exit routes should be free from obstruction. At all times all exit doors must be unlocked whilst there are people in the building.†¢All fire exits must be clearly labelled and comply with legislation e.g. should be pictorial rather than just writing.†¢The use of display materials must be controlled in fire exit corridors. Display/notice boards should be covered in Perspex to limit combustible materials in fire corridors.†¢All visitors spending any length of time i n the school should be made aware of arrangements in case of fire.†¢The fire log book is kept in the Care Takers cupboard. Full and detailed records are kept of evacuations, call point testing, alarm system servicing, fire fighting equipment checks etc.On Discovery of A Fire†¢Operate the nearest alarm call point †¢Go to the nearest telephone and dial 999 †¢Carry out any previously arranged duties to be done in the event of fire or go to the nearest line up point.†¢On sounding the alarm, the fire brigade will be summoned if necessary by senior management. All staff, pupils and visitors must leave the building immediately, closing doors behind them as necessary.†¢Line up points have been designated and a diagram displaying where they are is placed in each room.†¢Only if there is no risk to personal injury should attempts be made to tackle a fire using a suitable fire extinguisher. In addition, if there is no risk of injury, mains services such as gas and electricity should be turned off.†¢The mains isolator for gas can be found †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..N/A†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. and the mains isolator for electricity can be found in the downstairs stock cupboard.Action on Hearing a Fire Alarm†¢Teacher or responsible adult will supervise children leaving the building by appropriate exit, closing the door when the last person is out. (Diagrams located in each room).†¢Proceed to line up point in the allocated playground.†¢Walk quickly. Do NOT run.†¢Keep calm.†¢Do not stop to collect any personal belongings or books.†¢Registers will be taken to the line up points by the secretary and distributed to teachers for roll call.†¢If the fire brigade has been called there must be clear access to the site by emergency services.Explain how the school should ensure that the policies and procedures are followed effectively (M2).To ensure that the policies and procedures are followed effectively the s chool should: †¢Ensure that all staff are aware of the policies and have a duty to co-operate with them.†¢Ensure that all policies and procedures are easily accessible for reference.†¢Provide adequate training and instruction to enable all employees and pupils to perform their duties safely and efficiently.†¢The Head Teacher, Senior Members of staff and School Governors should make regular reviews on the policies and procedures to make sure they are in a good working order.†¢Teaching staff could try to incorporate the health, wellbeing and safety procedures into activities for pupils. For example, role modelling activities in what to do in case of a fire or what to do if a peer falls ill.†¢Routines as stated by policy and procedure, for example fire drills, should be practiced on a regular basis. This is to ensure on real occurrences, the routines can be followed effectively.

Real State in Uae

College of Business Administration(COBA) Master of Business Administration(MBA) Report on Real Estate Business in United Arab Emirates Prepared by: MBA Students 19th December, 2011 Table of Contents EXECUTIVE SUMMARY1 INTRODUCTION2 HISTORY OF UAE REAL ESTATE BUSINESS3 NATURE OF REAL ESTATE MARKET4 SUPPLY AND DEMAND MODEL5 ELASTICITY OF UAE REAL ESTATE MARKET7 REAL ESTATE BUSINESS – IMPACT ON UAE ECONOMY8 UAE REAL ESTATE BUSINESS – CLASSIFICATIONS9 Residential real estate market9 Office market10 Retail market11 Hotel market12 UAE REAL ESTATE LAWS12 CHALLENGES IN UAE REAL ESTATE SECTOR13SWOT ANALYSIS OF UAE REAL ESTATE SECTOR14 FUTURE GROWTH – INFERENCES AND CRITICAL CATALYSTS14 CONCLUSION17 REFERENCES18 EXECUTIVE SUMMARY United Arab Emirates is considered as the most active property market among GCC countries. Real estate and business service sector contribute a considerable share for the growth of the nation. The economic boom during the years 2003 – 2007 increases the demand for real estate properties and there were shortage in residential and commercial segments. Emirates like Dubai have found an important place in world tourism map, the conditions in UAE also attracts foreign investors and job seekers.So, the available real estate space for residential and commercial purposes was not enough to fulfill the present requirement. Real estate markets in emirates like Ajman, Fujairah, and Ras Al Khaimah are not exploited well; they provide new avenues for investors. Completion of some major projects in Dubai and Abu Dhabi in coming years expected to be able meet the requirements. In some real estate sectors like hotel market, experts predicts oversupply situation in future. Global financial crisis in the years 2008 -2009 badly influenced the real estate sector also.Due to uncertainty in markets, many expatriates return to home country and new investors in fear to make large investments. Expected huge supply along with reduce in demand d uring crisis time, value of real estate properties went down especially in Dubai. UAE government projects like ‘Abu Dhabi vision 2030’ provides enough importance for supplying residential properties. UAE economy is now recovering from recession and new opportunities in different sectors will enhance the growth of real estate sector in coming years.So, this analysis is meaningful to measure the current situation in UAE real estate market and to forecast to the future. ? INTRODUCTION ‘Real Estate’ is a broad term which represents a piece of land including the air above ground below and any building or structure on it. This can also include the business and residential properties which can be sold by the individual who own the property or a relater. Real estate refers to residential new homes and existing ones, commercial shopping centers and offices, industrial manufacturing buildings and properties, undeveloped lands and farms etc.Real estate investments are largely influenced by the condition of the immediate area where the property is located. The values affected by local factors such as availability of jobs, crime rates, taxes, presence of educational institutions and so on. In different countries, the broad nature of the term ‘real estate’ may vary but key ideas behind is almost same. Generally speaking, real estate is the property consisting of land and the buildings on it along with its natural resources. Real estate business represents the profession of buying, selling, renting or leasing of lands, buildings, houses etc.This business area includes the activities for providing goods and services involving financial, commercial and industrial aspects. Major players in this business are land owners, developers, builders, real estate agents, tenants, buyers and so on. This is an important business area where huge amount of money is involved and so, in depth knowledge is helpful. Real estate business is attractive becaus e there is chance to earn more money within the short span of period. In the last decade, real estate business in UAE has a tremendous level of growth due to various favorable situations.The basic driven forces for such a growth are economic growth of the country, increase in income, capital inflow from foreign investors, increase in population of expatriates and liberal laws. Economic development in the UAE has largely influenced by real estate sector and its impact on GDP growth rate is very crucial. Increase in tourism and development of other business sectors stretch the confidence of investors, especially from outside the country in real estate business. Employment opportunities are high in different emirates and there by expatriate population increases, this provides good opportunities in residential real estate sector.Many multinational companies found UAE is an important business location and begin their investments also enables the rapid growth in real estate sector. UAE pr operty market is still growing after the decline faced at time global economic crisis and recession. UAE open their opportunities to foreign investors in terms of culture and social integration and considered as one the most secure country in terms of political and economic environment. UAE is now creating a real estate and property boom that will delight dream of many people and creates regions within the nation that are representative of the world.So the turn over from real estate business is high especially in emirate like Dubai. HISTORY OF UAE REAL ESTATE BUSINESS Till the early 70s, when it constitutes a single nation by combining seven emirates, UAE is one of the least developed countries in the world. Today UAE has achieved growth rate and income level comparable to that of industrialized nations. As we know, the revenue from oil was the main source for the development in the early stages of the country. The infrastructure for many other business sectors were developed using the revenue from crude oil.In 1980s, UAE followed a resource based industry as a development strategy for over all development of country using natural resources. At this time, real estate properties are under the ownership of government and citizens have limited accessibility on such properties. Restricted transactions are there which happed between local people. When industries established here, real estate market also got a hike. Industrialization and impact of crude oil on global economy enabled UAE to be an investor’s destination for business. Gradually, the number of expatriates increases, most of them came here as employees.This trend enhances the development of residential and commercial real estate market. In late 90s, government authorities realize the uneven growth of real estate business and its opportunities. In this time, many of the multinational companies set their franchisees or braches in different emirates. The employment opportunities of the country expand thereafter and so real estate market got the boom. Authorities formulated new sophisticated real estate laws in the country to encourage foreign investments in large projects.The government’s decision to diversify from a trade based economy to service and tourism oriented made real estate sector is more valuable. Establishment of free zones enables to encourage investors by providing maximum freedom to establish industries. Special laws are formulated for free zones to keep the interests of investors. These free zones also contribute a lot to the gradual growth of real estate sector. Free holding of properties revolutionize the real estate market, which encourage foreign investments.Free hold allowing foreigners to buy properties, before that, only UAE nationals can hold property with restricted permissions. This policy adopted by Dubai in 2002 and implemented from 2003, help them to explore high turnover from real estate market. UAE real estate business grew gradually by ex ploiting different favorable conditions here; retain its growth till 2008. Global economic crisis from 2007 have some sort of impact on real estate business in UAE also, influence more on Emirate of Dubai. Dubai faced another recession in 1999, but it didn’t affect relatively small real estate sector at that time when comparing to late 2000s.Property value came to extreme down level due to less demand. During the period of recession, property prices down and investors are afraid to spend money in the sector. UAE slowly recover economic crisis and the demand for properties is still high. So economists predict further growth in coming years in real estate business. (UAE real estate, Reaching New Heights- KFH research) NATURE OF REAL ESTATE MARKET UAE real estate property market suffered a crash during the time of global economic crisis and now the business is gaining back the momentum.Since the transactions involved with considerably large amount and due to the expanding nature of business, we have consider the distinct characteristics and factors influencing the real estate business. Real estate assets and markets are unique when comparing to other market goods. This tends to be highly localized and segmented with privately negotiated transactions. Main characteristics are: Uniqueness: each real estate property can assume to be more or less unique, makes it difficult to compare with other properties.Durability: New structures usually have long life and so yield benefits over a long period of time. Large transaction size: Most of the real estate transactions create in a large financial requirement. So the cost and availability of financing has more influence on real estate market. Long development/ production period: from conception to completion, real estate projects often take years to complete. That means that supply of real estate properties typically slow to adjust to the increase in demand from real estate market.So real estate market is far away fr om ideal competitive market. Real estate business is influenced by many different factors which affect the real value of property also. The dynamic integration among different factors creates the business trends in the real estate market. Physical or environmental factors are noticeable to observe. Such factors include soil, climate, water, topography, scenic beauty, infrastructure and desirable destinations like schools, commercial areas, employment centers etc. Economic factors will strongly influence growth of the city or decline and here by property values, both demand and supply factors affect in this context. Demand factors include trends in employment and income, the availability of financing and so on. Economic factors that affect supply are availability of vacant and improved properties, rental and price patterns of existing properties, construction cost etc. All real estate property values are largely influenced by government policies and actions. Developing free zones, im plementing different kinds of regulations, construction of physical infrastructure etc are responsibilities of government as part of their policies.In UAE federal monitory policy and emirate fiscal policies also influence real estate markets. SUPPLY AND DEMAND MODEL Real estate economics is attempt to apply economic techniques to real estate markets, which tries to describe predict patterns of prices, supply and demand. Supply and demand model represents the relationship between quantity of a commodity that producers have available for sale and the quantity that consumers are willing and able to buy. The function of market is to equalize demand and supply through price mechanism where it keeps an equilibrium price to balance demand and supply.Diagrammatic representation of supply and demand model commonly mentioned as demand curve and supply curve, these curves plotted against the variables price and quantity. In highly competitive economy, the combination of upward slopping supply curve downward slopping demand curve represents the supply and demand schedule the intersecting point represents the equilibrium price for the item. Source: http://kkrugler. files. wordpress. com/2008/02/supply-demand-curve. png The huge uncertainty because of recession during 2010 in real estate market causes down fall of property values.Real demand level of real estate properties depends on population growth, both in residents and expatriates estimated around 15,000 new unit requirements per annum in Dubai itself. Then there is a situation arises where supply exceeds demand due to overbuilding and market uncertainty. Most of the projects in residential sector focus on luxury villas and apartments, but the requirement is only 30% of the total. So, there is still an undersupply for low and medium cost residential properties. Many projects are delaying due to uncertainty in demand and so, expecting the demand gap will increase in future.According to the renowned rating agency Moodyâ €™s, the oversupply in luxury residential sector and in commercial sector will continues till 2016 and there will be a delay in price recovery in real estate sector. Some researchers expect recovery to 2008 price level around 2020. The situation in Abu Dhabi also worsens, nearly 11,000 residential units are expected to come in market soon, this may cause a fall of 14% in rents when comparing to last year. In 2010, Abu Dhabi invested a huge amount of nearly 140 billion of USD in real estate and infrastructure development.During the peak time of real estate business during 2007 -2008, they were simply watching the projects of other emirates, especially Dubai and Ras Al Khaimah. This make made a lack of supply till last quarter of 2010 which provides a better rental when comparing Dubai. They got enough time for better planning by applying lessons learnt from Dubai’s experience. In Abu Dhabi, supply shortage is clearer in till 2011, huge supply increase in property units do not match with cumulative demand, expects till 2013. But in Luxury real estate sector and hotel sector there is issue of oversupply.One and two bedroom apartments still enjoy the highest demand. In general, there are not much serious issues regarding supply side of UAE real estate sector. Supply largely related to population growth, price obtainable for the property and its relative value of properties in real estate market. Changes in population commonly related to employment opportunities, increase or decrease in population will influence the real estate values. UAE expects drastic increase in employment and tourism sector in coming years and also encourage future investments in different sectors. Demand largely related consumer’s current financial strength and taste.Demand also relates to population, which is crucial in terms of its size along with its age distribution, educational status, size of household etc. Oversupply in certain sectors will cause a reduction in prope rty value in coming years, but low and medium cost residential sector still stay as undersupplied. ELASTICITY OF UAE REAL ESTATE MARKET The responsiveness of supply and demand to change price as per market trends is referred as elasticity. In other words, this ratio represents percentage change in quantity demand in response to percentage change in price. The demand for a property is said to be inelastic when this value is less than ne. If this value greater than one, changes in price have a relatively large impact on quantity of demand. Revenue is maximized when elasticity value is exactly one. There are different factors which influence elasticity of properties like, availability of substitutes, percentage of customer income, necessity of property, duration etc. Every investor in UAE is looking for maximum profit from property market, elasticity provided by the property owners make UAE is the best place for the property business. In real estate sector, occupancy rate is 90% and st ill they are in shortage of supply.Before the economic recession, rent is too high to reach for middle class investors. In cities like Dubai and Abu Dhabi, still there are unoccupied residential and commercial real estate properties and so price elasticity will make conditions different. High occupancy rate is normally an indication of price elasticity. When supply meets almost all the demand from real estate market, elasticity will play an important role in determining property transactions and its values. Change of price will increase the demand, many families occupying in sharing villas may ready to take better occupation areas if the price become affordable.Availability of residential or commercial areas with fewer prices automatically makes the markets more elastic towards the price. REAL ESTATE BUSINESS – IMPACT ON UAE ECONOMY The economic studies conducted by various agencies showed the economic recovery in the country by gaining strength with the support of favorable global environment, but political uncertainty in some GCC countries really slowdown growth of real estate sector. UAE economy has recorded an overall study level of growth over last few years and the GDP has more than doubled from 387. 8 billion in 2004 to 934. 3 billion in 2008.Early stages of UAE economy is powered by revenue from oil, but in the recent years, the main driving force of economic growth is from non-oil sector, accounting for an average of 65% of GDP from 2004 to 2008. Real estate is among the important non-oil business sector in UAE which contribute an average of 8% towards the GDP. Abu Dhabi and Dubai are the emirates that contribute major share of GDP, Dubai is playing great role in the growth of non oil sectors, especially real estate market. The impact of real estate sector in UAE economy is high when considering to the last decade, the cities Abu Dhabi nd Dubai became business hubs in Middle East. Real estate sector is remain under pressure in the current econo my, contraction is expected as a further drop in property prices as new supply enters to the market along with lower demand and there by widening the supply – demand gap. This will increase in coming years with the completion of ongoing projects; will continue to weigh down the property prices and growth prospects. Abu Dhabi’s current strategy for boosting the housing supply also put additional pressure on real estate market.Anyway massive investment from government for infrastructure development projects will cause demand for construction and contracting services. Along with this boosting in employment opportunities will expected to provide a base for real estate economy to grow in future. The following table represents evolution of UAE Gross Domestic Product from year 2002 to 2009. Source: UAE National Bureau of statistics UAE REAL ESTATE BUSINESS – CLASSIFICATIONS For providing statistics more deeply, real estate market further divided in to Commercial and Re sidential sectors.Commercial real estate sector refers the property which specifically set aside for commercial purposes like industrial use, professional offices, farming etc. commercial property has to comply with certain standards and should be used solely for business purposes only. Residential real estate involves the sale and rental of land and houses to individuals or families for daily living. Both types involve transactions of huge amount and so many regulations are introduced for commercial and residential segments. Commercial real estate market further divided in to office market, retail market, hotel market etc. or providing analysis in further detailed. Residential real estate market Due to current world wide economic conditions and its manifestation, Dubai bought high uncertainty to the residential real estate market which drives down the prices. Residential market of Abu Dhabi and some other emirates are experiencing a shortage of supply, with insufficient homes or vi llas to meet requirement of current population. So sharing of villas and apartments is common here. In Abu Dhabi itself there is a shortage of 48,400 housing nits, the upcoming projects will be able to meet only around the half. The under supply for end users is particularly for lower and mid market brackets. The majority of upcoming projects also targets high class investors. Residential sales prices in UAE reached its peak in 2008, at this time rent also very high. Residential rents and selling price continue to decline due to a number of factors. More new supply will be available and as rents decline, many tenants are expected to be trade up from shared accommodations into single accommodation and thereby it keeps increase in demand.Rapid economic growth and employment opportunities results an unprecedented population boom, multi occupancy and sharing will of villas etc makes it possible to meet the requirement. House prices were fallen in last quarter of 2008 and now it slowly r etains an optimum pace. Economic growth, government support and mortgage lenders returning to the market etc are current driving forces of financial strength. The following graph represents the house price changes in UAE for the last three years. In the last quarter of 2010, residential price index rose slightly to 0. %, the total number of property transactions increased around 5%. Office market Currently there is a limited supply of office space in UAE, especially for multinational service sectors which require international standards. Still there is shortage of professionally managed office space, so office markets are operating in maximum occupancy rate and rents are relatively high when comparing to other developing countries. When begin a office, organizations will consider many concerns like road and transport facility, resource availability, infrastructure accessibility etc, so rents in areas within the city is very high.Medium range organization mostly prefer near areas of city to get the advantage of relatively less rent. More office space will be available when completing the ongoing projects which will help to stimulate market absorption rate in light of quality, tenants got opportunity to occupy higher quality office space at a lower cost. As a result poorer quality spaces forced to reduce their price. Large investment from government to set state owned enterprises and banks, currently most of such organization own the space rather than active in rental market.To widen the services of government agencies and enterprises new high quality office spaces should be created in various parts of the country. Foreign investment and multinational company involvement in different sectors like oil and gas, financial services, professional services etc largely influence the current trends in office market. According to the Global Office Market View from CB Richard Ellis (CBRE), UAE is an increasingly affordable and attractive destination for company offices, w ith growing stability within the emirates.The quality and standard of completed buildings and its affordable rent rate here become much more attractive. Retail market Retail market in real estate represents floor space available for participating in trades direct to customers. Retail market also faces shortage of international quality projects and so availability of floor space for retailers relative to demand is less. Increased spending of both UAE citizen expatriates and the existing below average per capita income provides a good atmosphere for retail market.The total retail supply in Abu Dhabi is approximately 1. 4 million square meter of GLA and it is important to note that most of this space is in non mall format, i. e. street shops. There is significant shortage of available retail space including high end street retail at present and the existing shopping malls are currently having high occupancy rate of nearly 95%. The demand for retail market is expected to increase in com ing years also, the emergence of more world class tourism points in UAE also support growth of retail sector.New retailers are offering new retail sales format and experience which will cause an increase in spending of money in retail market. In the growing economy of UAE, average rental rates almost unchanged in the main retail malls of Abu Dhabi emirates but continue to decline in Dubai. Hotel market Dubai is one of favorite tourist destination for people from Europe and other Asian countries. Abu Dhabi, Fujairah ad other emirates are also emerging as valuable tourism destinations in the country. Luxurious hospitality and high grade hotels are inevitable to retain in world tourism map.Supply of new hotel facilities are less in last few years after the recession, but it is almost meet the requirement from tourism sector. Occupancy rate has fallen and still continued to out perform when comparing to other market areas. Some tourism promotion events like Dubai Shopping Festival, Abu Dhabi F1 Grand Prix, Dubai Air Show, Abu Dhabi shopping festival etc cause some seasonal demand for hotel facilities. The continued expansion of national airline Etihad and Emirates has enabled growth of hotel markets in UAE.Almost half of the total quality hotel supply is managed by international management companies like Hilton, Starwood etc. Development of hospitality sector along with strengthening of corporate market and development of leisure segment is the main objective of UAE authority and so the upcoming projects will supply the requirements, to continue to increase hotel supply in next few years. Abu Dhabi is one of the strongest performing hotel markets in the last few years as the number of hotel visitors to the city has doubled in from 200 to 2009.In future, hotel market expects tremendous growth along with tourism sector. (Abu Dhabi real estate market forecasts, p19-35) UAE REAL ESTATE LAWS Foreign investors in UAE real estate market face several legal challenges both as to the nature of legal entity to use the properties as well as their ability to acquire free hold interests in real estate. UAE is the federation of seven emirates established in 1971; formulation of UAE federal law provides legal framework for the emirates.Federal government is entrusted with the task of formulating laws concerning and regulating principal and central aspects of federation including defense, security, public health, currency etc. federal laws are formulated for regulating labor and social services, real estate and its expropriation in the public interest, agriculture and animal wealth and so on. As per the constitutional principle adopted by UAE nation, local governments in different emirates are authorized to regulate common matters that are not confined to the federal government.Each of the seven emirates regulates their own affaires by exploring this provision. So, in real estate sector there is no federal property law for governing foreign ownership of real estate in UAE. Each emirates has their own regulations, Dubai is the only emirate currently allow freehold of real estate properties. Federal Law No. 5 of 1985 was issued Civil Transactions Law and Federal Law No. 11 of 1992 was issued Civil Procedures Law are the important real estate laws in UAE. Apart from this all the emirates issues their own amendments to protect investors, buyers etc. he civil transaction law later amended by Federal Law No. 1 of 1987 which exclude commercial transactions from being governed by and under the civil transaction law. Different articles of civil transaction law like Article 870, 871, 881 etc ensure the security and reliability of different real estate transactions among persons and banks. As per Civil Procedure code, agreements must be evidenced in writing and must be clearly defined. Different emirates made their own amendments for better regulation by using their provision for freely constitute laws.Law No. 7 of 2006 concerning real property r egistration in the emirate of Dubai is an example of such amendment. Law No. 7 of 1997 concerns the charges for registration of lands, local decree of 1960 concerns the formation of lands committee. Year 2006 amendment define real estate register and different types of rights to hold real estate properties based on clearly defined agreements. As per Article 4, real estate property shall be restricted to UAE and GCC nationals, subject Ruler’s approval and in specific areas, non nationals grand for freehold ownership.Some other important amendments in Dubai include Law No. 9 of 2009, Law No. 13 of 2008 etc. In 2010, a number of significant changes implemented in UAE real estate laws, to encourage investments and to face challenges from global economic crisis. Landlord and tenant law provide to ensure tenants automatic right for renewal and security of tenure which has existed for the first five years of occupation for both commercial and residential clients. The 5% annual rent increase cap has also been retained in Abu Dhabi to provide middle income affordable housing.Special consideration and laws were implemented in new investment areas like free zones to protect investor’s rights. Abu Dhabi also formulates framework and general laws for property rights within Abu Dhabi emirates to register property legally. CHALLENGES IN UAE REAL ESTATE SECTOR Rising cost of cement and raw materials is a real challenge in real estate sector. Production of cement in UAE is not enough for satisfy the demand; cement comes from outside the country also. The stabilized market and a looming price control intervention by authorities imply that price may not be high always.Real estate and construction industries are facing shortage of skilled labors for construction site. Due to low wages and heavy duty, many foreign labors leave from here, manpower requirement is high when considering the demand. Delays and cancellations of projects in UAE is a major supply side issue in UAE. Due to global economic crisis, many projects are cancelled due to investor’s feeling of insecurity in real estate business. Actually real estate markets are driven by supply, demand and finance. Mortgage rate is relatively high in UAE when comparing to international standards, especially in Dubai.In many cases, this is beyond affordability. UAE authorities are continuously monitoring to taking deals with these supply issues. (UAE real estate, Reaching New Heights- KFH research P13-14) SWOT ANALYSIS OF UAE REAL ESTATE SECTOR Source: KFH research FUTURE GROWTH – INFERENCES AND CRITICAL CATALYSTS In general, UAE is undersupplied in relation to the demand for residential, office and retail properties, hotel market almost balance the requirement. Due to high occupancy rate in cities like Abu Dhabi, rental and sales price still higher than the regional market.This has a negative impact on economy; there is significant loss of potential employment, spending and invest ment. The real estate industry has respond to ongoing shortage of quality products, new projects will solve the shortage in coming years. Years fro 2003 to 2008 is the peak of business, economic crisis caused a down turn in 2009 due to economic crisis. Due to this, major projects are cancelled or delayed, now the country retains its financial strength, significant level of new supply expected to enter in market within two years.Retail and hotel market expected to move into surplus situation within two years. The remarkable growth of UAE real estate sector is enhanced by a number of activities and improvements in basic infrastructure. Many factors will be catalytic force for commercial and residential real estate markets in future. Some of them are Growing employment and population base: Due to the success of initiative from UAE authorities to increase Emirati population and to attract expatriates, UAE is now having relatively good labor pool and employment opportunities.Increase in population contributes to the development of economy and promote continuous growth of real estate demand. Promoting company start-up and growth: UAE government is taking new steps to develop new industries and work culture by introducing free zones and basic infrastructures. Achieving the rapid economic growth also requires substantial developments in to the regulatory framework. Regulatory reform: Emirates like Abu Dhabi, Sharjah, Ras- Al-Khaimah etc. still needs to establish a business and legal environment comparable to other developed countries.Transparent regulatory mechanism only can attract investors, especially in real estate sector where a huge amount of investment is required. Transparency: In this era of globalization, markets to be more open, transparency of different markets has emerged as a big concern for investors, occupiers and other real estate stakeholders. Marketing benefits from improved transparency tends to be those in which conducting business is easier. UAE need to improve transparency and openness further to keep inline with leading international markets.Land Registry: Land and property registry system is one of the key element that define transparent real estate market, improving operation of the system by providing public accessibility, improvements will stimulate the additional demand for real estate in the country. (Abu Dhabi real estate market forecasts, p36-37) ? CONCLUSION Real estate refers to residential new homes and existing ones, commercial shopping centers and offices, industrial manufacturing buildings and properties, undeveloped lands and farms etc. Real estate investments are largely influenced by the condition of the immediate area where the property is located.In UAE real estate sector was not much developed as a big business sector till early 90s. Revenue from oil was the main source of economic growth in early stage of the country; authority’s dedication enabled them to establish an industry based economy he re which helped a lot to develop a real estate market in UAE. Multinational companies found UAE as one of the important business location; they began their franchisees which improve opportunities in residential and commercial real estate market. Real estate market is distinct from other competitive markets, due to the differentiable characteristics and influencing factors.Current supply and demand for real estate properties largely influence the rental and selling price. Residential, office and retail real estate properties still face shortage especially in cities, hotel market currently balance the demand and supply. Elasticity measures the responsiveness of quantity demanded of property goods against change in its price. This is influenced by customer’s income, availability of alternatives, necessity for the property and so on. Real estate business sector has a remarkable contribution towards UAE economy, nearly 8% of the GDP of the nation is from real estate sector.Because of the global economic crisis, real estate sector also under pressure when it badly affect on business and employment opportunities. Many huge projects were cancelled or delayed due to insecurity feel from investors at the time of recession. But UAE has almost recovered from the impact and now real estate market also expects booming in coming years. Factors like growing employment and population base, promoting company start-up and growth, regulatory reform, transparency etc will act as catalysts for future growth of real estate sector. ? REFERENCES Dr. Eisa Abdelgalil, Badar Aldeen Bakheet, Dubai Real Estate Sector – Monitor Series (2007) [online] www. arabruleoflaw. org/compendium/Files/UAE/92. pdf [accessed on 22/11/2011] †¢UAE Economic Brief and Outlook 2011 , KAMCO Research (April 2011) http://www. menafn. com/updates/research_center/UAE/Economic/kamco130411. pdf [accessed on 22/11/2011] †¢Dubai Property Market Overview (Feb 2009), [online] www. cluttons. com [accessed on 23/11/2011] †¢Jones Lang, LaSalle, UAE Retail Market Overview (November 2010) [online] http://www. dsg. ae/LinkClick. aspx? ileticket=KIYUb_RYXlA%3D&tabid=222 [accessed on 23/11/2011] †¢UAE Real Estate Reaching the New Heights, KFH research LTD (September 2008) [online]http://www. liquidityhouse. com/upload/UAE_Real_Estate_-_12_Sep_08 _1443. pdf [accessed on 24/11/2011] †¢Dubai Investment News (28/03/2011), UAE office market is attractive and affordable http://www. thefirstgroup. com/dubai-property-investment-news/article. php? id=800478265 [accessed on 24/11/2011] †¢UAE Real Estate Sector – Global Research (June 2011) [online] http://www. globalinv. net/research/UAE-RealEstate-062011. pdf [accessed on 24/11/2011]

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